I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i’m on time or early with my payments and always pay the minimal. I’m trying so hard   … Read more

My debt isn’t at all anything bad. I believe I may owe close to $2500 in debt and I want get in touch with a creditor to make payments. Is that amount too low? How does it work? Will they   … Read more

I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I   … Read more

A Bad Credit Debt Consolidation Loan could be the answer to many of your problems, not just debt. With debt, especially bad debt, comes penalties, like your credit score dropping like a stone.

The importance of a good credit score   … Read more

Has your credit hit a sinkhole? Are you stressed out and finding it difficult to keep up with even your minimum monthly payments? If your credit score has dropped over the past months due to falling behind on your payments   … Read more